Personal injury claims are often surrounded by myths and misconceptions that can confuse and mislead accident victims. These myths may prevent individuals from seeking the compensation they deserve or cause them to make mistakes that could harm their case. In this informative guide, we’ll debunk some of the most common myths about personal injury claims:
Myth #1: You Can Only File A Claim Immediately After An Accident
One of the most pervasive myths about personal injury claims is that you must file a claim immediately after an accident occurs. In reality, there is a statute of limitations, or time limit, for filing a claim, but it varies depending on the type of injury and the jurisdiction. In many cases, accident victims have months or even years to file a claim after the incident. However, it’s essential to act promptly to ensure evidence is preserved and witnesses’ memories are fresh.
Myth #2: You Can Handle Your Claim Without Legal Representation
Attorneys like our friends at David & Philpot, PL can attest to the importance of having proper legal support. Some people believe they can handle their personal injury claim without the assistance of an attorney. While it’s true that you have the right to represent yourself, doing so can be risky, especially if you’re unfamiliar with the legal process.
Myth #3: You’ll Have To Go To Court
Many accident victims are reluctant to pursue a personal injury claim because they fear they’ll have to go to court. In reality, the majority of personal injury claims are resolved through out-of-court settlements. Your attorney will negotiate with the at-fault party’s insurance company on your behalf to reach a fair settlement. However, if a settlement cannot be reached, litigation may be necessary. Your attorney will advise you on the best course of action based on the specifics of your case.
Myth #4: You Can’t Afford Legal Representation
Some people mistakenly believe that hiring an attorney is too expensive and that they can’t afford legal representation. However, many personal injury attorneys work on a contingency fee basis, which means they only get paid if you receive compensation for your injuries. Additionally, initial consultations are often free, allowing you to discuss your case with an attorney without any financial obligation.
Myth #5: Minor Injuries Aren’t Worth Pursuing A Claim
Another common myth is that only severe injuries are worth pursuing a personal injury claim. In reality, even minor injuries can result in medical expenses, lost wages, and pain and suffering. It’s essential to document all injuries resulting from the accident and consult with an attorney to determine the best course of action.
Myth #6: Insurance Companies Will Offer A Fair Settlement
Some accident victims believe that insurance companies have their best interests at heart and will offer a fair settlement without the need for legal intervention. Unfortunately, insurance companies are businesses focused on minimizing payouts and protecting their bottom line. They may offer a low settlement in the hopes that you’ll accept it and waive your right to further compensation.
Contact A Lawyer Today
Personal injury claims are often surrounded by myths and misconceptions that can hinder victims from seeking the compensation they deserve. Get in touch with a personal injury lawyer you can trust, and get started on the right foot.